The Dodd-Frank Wall Street Reform and Consumer Protection Act — signed into law by President Obama on July 21, 2010 — will likely revolutionize the country’s financial system. The sweeping legislation is the most far-reaching financial reform since the Great Depression, touching virtually every corner of the financial world.

The new law is designed to help shield consumers from abusive financial practices, protect taxpayers from funding bailouts for institutions considered “too big to fail,” and improve accountability and transparency in the financial system.



Read More...http://bit.ly/mHUKjL http://amplify.com/u/a13ejf

Thanks to a popular 2007 motion picture, many Americans now have a “bucket list” — an inventory of accomplishments they hope to achieve in their lifetimes. Although many bucket list endeavors require courage or tenacity, such as traveling to faraway places or writing a book, there’s at least one task you can resolve to accomplish that is fairly simple but could have lasting benefits for your family, friends, and possibly a favorite charity.



Read More...http://bit.ly/jPLD1P http://amplify.com/u/a13eip

One of the most attractive features of an annuity is its tax-deferred status. Generally, you won’t pay any income tax on the interest or earnings until you start taking withdrawals in retirement (age 59½ or later). Qualified and nonqualified annuities are taxed differently. Qualified annuities (such as annuities in an employer-sponsored retirement plan or an IRA) are typically purchased with pre-tax money, so withdrawals are fully taxed as ordinary income. It’s important to understand that purchasing an annuity in an IRA or an employer-sponsored retirement plan provides no additional tax benefits than those available through the tax-deferred retirement plan.



Read More...http://bit.ly/kKT3yC http://amplify.com/u/a13ehv

People have traditionally seen Social Security benefits as the foundation of their retirement planning programs. The Social Security contributions deducted from your paycheck have, in effect, served as a government-enforced retirement savings plan.

However, the Social Security system is under increasing strain. Better health care and longer life spans have resulted in an increasing number of people drawing Social Security benefits. And as the baby boom generation (those born between 1946 and 1964) approaches retirement, even greater demands will be placed on the system.



Read more....http://www.alternativeretirementsolutions.com/content/will-social-security-retire-i-do http://amplify.com/u/a11p1k

Beacon Retirement Planning Group, Inc. | The San Diego Retirement Income Specialists

Beacon Retirement Planning Group, Inc. | The San Diego Retirement Income Specialists

One of the most attractive features of an annuity is its tax-deferred status. Generally, you won’t pay any income tax on the interest or earnings until you start taking withdrawals in retirement (age 59½ or later). Qualified and nonqualified annuities are taxed differently. Qualified annuities (such as annuities in an employer-sponsored retirement plan or an IRA) are typically purchased with pre-tax money, so withdrawals are fully taxed as ordinary income. It’s important to understand that purchasing an annuity in an IRA or an employer-sponsored retirement plan provides no additional tax benefits than those available through the tax-deferred retirement plan.



Read More...http://www.alternativeretirementsolutions.com/content/how-are-annuities-taxed http://amplify.com/u/a11gte

If you're selling fixed annuities, and you're not using videos in your sales process - you're missing out on a proven way to engage the interest of clients, prospects, leads and referrals.



Studies have shown that 5 out of 6 people prefer to listen to and watch videos - than to read text, listen to a speaker, or click through PowerPoint slides.

That's because audio/video is easier to comprehend, can tell a more interesting story, and make a more compelling impression.

And when done by a third party (not you) videos are subconsciously perceived as more objective, credible, and trustworthy.



Read More...http://www.alternativeretirementsolutions.com/content/selling-fixed-annuities-faster-easier-videos http://amplify.com/u/a11gs0