Are you one of the many baby boomers who doesn’t think they’ll have enough money to retire? The reality is that some people just won’t have enough money saved to completely stop working. So what do you do?
To get some perspective, let’s take a quick look back at how we came to the idea of retirement:
Retirement is a pretty modern idea. Before we created Social Security in the 1930s, the vast majority of people never retired or thought about retiring. They simply worked until they couldn’t anymore and then often went to live with family.
Social Security, however, introduced the idea that everyone should have some basic level of income as they age. Then after World War II, American companies started to adopt retirement plans as a part of their wage packages for employees.
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