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Tuesday, April 26, 2011

Planning Is Key

Planning ahead can make all the difference in how you spend your retirement years. It is best to have your home completely paid off by the time you retire, since your largest expense is most likely the mortgage on a home. Having a place to live that no longer requires a monthly payment can make a huge difference. The sooner you can get your home paid off the better, since you’ll be able to save more money. It’s also very important to pay off all debts such as credit cards, auto loans, school loans and any other type of debt that you still owe. You shouldn’t owe anyone anything when you retire and the sooner you can pay off everyone you do owe the sooner you can be financially free of burdens.


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