As if you didn’t have enough to worry about—between getting clients, pleasing clients, meeting deadlines, sending out invoices and making sure the yogurt isn’t past its “sell by” date—you have to think about your financial future, too.
If financial planning sounds overwhelming, and you work on contingency, take a look at “structured settlements.”
Here’s how it works: If you work on contingency, you can defer some (or all) of your fee until later and avoid paying tax on it until a time you choose. It could be:
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