One of the most important steps of retirement planning is receiving the most out of 401k match. In order to maximize the value you get from your 401k match, you need to consider the information below.
Usually, you will only get a contribution into your plan if you make a contribution on your own. Each time you save some of your salary by putting an amount of money into your 401k account, your employer does as well. Similarly, when you don’t save a dollar, your employer match goes away too.
First of all, some companies simply don’t have a 401k retirement plan. Those that do have them appear to have different ones. While some companies have generous matching programs, the others offer relatively paltry matches or even no matching program at all.
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