The good news for women: they live longer, so they will have longer to enjoy their retirement. The bad news: they live longer, and so their retirement will be much more expensive than for their male counterparts.



Women tend to outlive their husbands. Only one-third of women over sixty-five are married, and on average women will survive their husbands by fifteen years.



The combination of being on their own and living longer means that women need far more retirement income than do most men.



Unfortunately, women's pension plans just don't measure up. A study by the Older Women's League says that women only receive 54% as much private pension income as do men, and they are falling further and further behind. There is a simple reason for this. The pension you receive depends on whether you stay on the job.



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